Two more banks joined the loan package: Here is a sample payment table

Public participation financial institutions are implementing 4 new financing packages: “housing finance”, “vehicle financing”, “social life support” and “holiday support”.

2.06.2020 10:36:000

According to the joint statement made by Ziraat Participation and Vakıf Katılım, these financing packages were prepared in order to meet the financing needs of the citizens under suitable conditions for the transition to the normalization process and the revival of social life.

Housing finance package

Under the “Housing Financing” package, financing opportunities will be offered with a low financing rate and up to 15 years with a grace period of up to 12 months for purchases of first hand / new or second hand housing.

While the amount of financing that can be given per customer is limited in order for wider segments to benefit from this opportunity, it will be possible to provide financing up to 750 thousand TL for the houses that will be subject to financing in 3 major cities, namely Istanbul, Ankara and Izmir, and up to 500 thousand TL for other cities.

A low equity / down payment ratio, starting at 10 percent, will be applied in the use of financing. In this context, financing opportunities will be offered for first-hand / new houses with a maximum 12-month grace period, up to 15 years maturity and a monthly financing rate of 0.64 percent. Housing finance applications can be made to branches from today.

Sample payment table (with 12 months grace period) as follows:

Financing Amount (TL) Financing Maturity (Months) Installment Amount (TL) Total Repayment (TL)
100.000 12 + 168 = 180 1.019 171.184

Sample payment table (with equal installments) as follows:

Financing Amount (TL) Financing Maturity (Months) Installment Amount (TL) Total Repayment (TL)
100.000 180 937 168.709

Financing opportunities will be offered for second-hand houses with a maximum 12-month grace period, a maximum maturity of 15 years and a monthly financing rate of 0.74 percent.

Sample payment table (with 12 months grace period) as follows:

Financing Amount (TL) Financing Maturity (Months) Installment Amount (TL) Total Repayment (TL)
100.000 12 + 168 = 180 1.095 183.925

Sample payment table (with equal installments) as follows:

Financing Amount (TL) Financing Maturity (Months) Installment Amount (TL) Total Repayment (TL)
100.000 180 1.007 181.285

Vehicle Financing Package

Within the scope of the Vehicle Financing Package, individual / corporate customers who will purchase zero-kilometer passenger cars (including motorcycles) or commercial vehicles from domestic production contracted companies will be offered vehicle financing with a monthly financing rate of 0.49 -0.69, depending on the agreements made with the companies.

Individual / corporate customers who will purchase second-hand passenger cars (including motorcycles) or commercial vehicles will be offered vehicle financing with a financing rate of 0.82 percent. The maximum limit for the financing of second hand passenger cars and commercial vehicles with a maximum maturity of 60 months with a maximum of 6 months grace period will be 150 thousand TL.

The amount of financing will be calculated over the value of the automobile insurance on the equity / foreign resource. On the other hand, vehicles up to the age of 7 may be subject to financing.

Minimum equity and maximum maturity legal restrictions will be applied in all 1st and 2nd hand vehicle financing. Applications for the Vehicle Financing Package can be made as of June 5th.

Passenger car sample payment table is as follows:

Financing Amount (TL) Financing Maturity (Months) Installment Amount (TL) Total Repayment (TL)
50.000 6 + 54 = 60 1.253 67.647

Commercial vehicle sample payment table as follows:

Financing Amount (TL) Financing Maturity (Months) Installment Amount (TL) Total Repayment (TL)
50.000 6 + 54 = 60 1.223 66.043

Social Life Support Financing Package

With the “Company Contribution Consumer Financing” prepared within the scope of the Social Life Support Financing Package, agreements will be made with local production companies to support the domestic production of furniture, electronics, white goods, home paint-ceramic-door and window systems, home textile, dowry and bicycle sectors. .

In this context, a minimum of 3 thousand lira and a maximum of 30 thousand lira of financing will be offered with a maximum maturity of 60 months with a 6-month grace period and a monthly financing rate of 0.55 percent. The contracted companies will be published on the banks’ website.

The sample paytable looks like this:

Financing Amount (TL) Financing Maturity (Months) Installment Amount (TL) Total Repayment (TL)
10,000 6 + 6 = 12 1.771 10.628
10,000 6 + 30 = 36 382 11.452
10,000 6 + 54 = 60 228 12.316

Within the scope of Postpaid Consumer Financing, a minimum of 3 thousand TL, a maximum of 3 thousand TL, in order to meet the furniture, brown small household appliances, home paint-ceramics-door and window systems, home textile, dowry and bicycle needs of individual customers from domestic production companies other than contracted companies. The financing opportunity will be offered with a monthly financing rate of 0.82 percent with a maximum maturity of 60 months and a 6-month grace period against invoices for a financing amount of 30 thousand TL.

The sample paytable looks like this:

Financing Amount (TL) Financing Maturity (Months) Installment Amount (TL) Total Repayment (TL)
10,000 6 + 6 = 12 1.823 10.938
10,000 6 + 30 = 36 406 12.188
10,000 6 + 54 = 60 251 13.529

All financing provided under the Social Life Support Financing Package will be paid to the bank account to be opened on behalf of the seller. Social Life Support Financing Package applications can be made as of June 5th.

Holiday Support Financing Package

In addition to providing the financing of the holiday and travel expenses of retired and working customers who want to have a holiday and receive a salary through the relevant bank under suitable conditions, travel agencies that will make agreements with banks to support the tourism sector, customers who apply to purchase a holiday package up to 10 thousand TL for 6 months 36 Financing opportunities will be offered under favorable terms with monthly maturities.

The 1st and 2nd installments of the said financing will be paid by the relevant company and the bank. The installment payment of the customers will start after 9 months. In this context, the rate of financing to be used by customers will correspond to 0.67 percent per month.

The companies that will be included in the application will be published on the website of the banks. The application date and channel for the Holiday Support Financing Package will be announced this week.

On the other hand, with the retail consumer financing package, a record level of personal financing has been disbursed in the last 2 months, while the said financing applications have ended.

The sample paytable looks like this:

Financing Amount (TL) Financing Maturity (Months) Installment Amount (TL) Total Repayment (TL)
10,000 6 + 30 = 36 421

11.789

Leave a Reply

Your email address will not be published. Required fields are marked *

Back to top button
dedektiflik bürosu antalya dedektiflik bürosu gaziantep escort